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Shay Holt - 2003 Tennessee Jewelers Association "Jeweler of the Year"  2004 National Association of Jewelry Appraisers "Member of the Year"  2011 Tennessee Jewelers of America, President Shay Holt - 2003 Tennessee Jewelers Association "Jeweler of the Year" 2004 National Association of Jewelry Appraisers "Member of the Year" 2011 Tennessee Jewelers of America, President Types of Appraisals

There are several types of appraisals that the appraiser will encounter in the performance of his duties. Each type has some differing and some similar characteristics. In the sections that follow, we have tried to define each of the recognized types and to explain some of the nuances encountered with performing such an appraisal. It should be remembered that an appraisal is:

  • First a statement, as to the authenicity, quality, design, and value of a piece of property, based and supported by training, equipment, and experience in the field of jewelry appraising; and secondly....
  • A written statement, inpendently and impartially prepared by a qualified appraiser, setting forth an opinion of the defined value of an adequately described property as of a specipic date; supported by the presentation and analysis of relative market information.

The public has a need for appraisals in order to:

  • Obtain insurance.
  • Settle inheritance,  probate, or estate requirements.
  • Substantiate the fairness of the price of an item being considered by purchase or already purchased.
  • Confirm another appraiser's evaluation and valuation of an item.
  • Determine the value of an item received as a gift or won in a contest

To name just a few.  It is because of this need that classification of appraisals by type has emerged.  The general classifications by type are as follows:

  • Insurance Appraisal
  • Fair Market Value
    • Estate
    • Donation
    • Casualty Loss
    • Divorce Settlement
    • Gift
    • Other
  • Collateral Appraisal
  • Liquidation Appraisal
    • Forced
    • Broker
    • Auction

 *Cox's Gifts and Jewelry' documents are prepared to the highest standards.
*Appraisals are conducted by appointment.

 Professional Jewelry Appraisals include the following:

  • Detailed description of each item.
  • Enlarged digital photograph of each item printed on the document.
  • Metal content determination.
  • Gemstone identification,  grading,  measurement and weight calculation/estimation.
  • Verification of gemological laboratory reports whenever possible.
  • Fully researched valuation at the appropriate market level.
  • Identification of designer or manufacture,  whenever possible.
  • Complete professional cleaning and inspection of mounting.
  • An explanation of value,  along with the intent (appropriate use) of the appraisal document.

*A full diamond report is recommended on diamonds 1/2 carat or larger.  This service is also available.

Cox's Gifts and Jewelry maintains an extension gemological laboratory.
The Lebanon, TN office location utilizes the following equipment:

  • Bausch & Lomb Binocular gemscope with dark field illumination
  • Austron Colorimeter
  • Master grading stones
  • Polariscope
  • Refractometer
  • Polarizing filter
  • Dichroscope
  • Leverage gauge and tables
  • Electronic gem scale
  • Electronic gram scale
  • 10X hand loupe
  • Electronic thermal tester
  • Chelsea filter
  • Refractometer liquid
  • Metal testing liquids
  • Ultrasonic jewelry cleaner
  • Steam jewelry cleaner
  • Digital camera
  • Spectrascope

 Cox's Gifts and Jewelry maintains an extensive library of gemological and valuation reference books and periodicals.